CFI Liability Insurance


Purpose: Provide SAFE member-flight instructors with the best protection available in the industry at competitive rates

Status: Pending, currently under legal review for approval in all 50 states

Details: The proposed insurance plan as it stands now (finalized version may be subject to change) includes:

  • Brokerage services provided Northwest Insurance Group, Inc. (NW), an aviation specialty brokerage licensed in all 50 states
    • Contract for service between SAFE and NW is 3 years whereby royalties from the plan will help supplement SAFE’s revenue
  • Applications and financing will all be available on-line and policies are issued in paperless format to Northwest Insurance Group, Inc. for issuance
  • SAFE Insurance program
    • 12-month policy period
    • Premium is payable in full or on the installment plan with 25% down payment and 10 additional installments
    • Premium credits
      • Discount for Master CFI designation
      • Discount for renewing the policy after the first 12 months of coverage
    • Included coverage:
      • Uses include Flight Instruction, checkouts, check rides, personal or business use as well
      • Aircraft types included Single Engine, Multi Engine, Sail Planes, Sea Planes, Standard and Experimental
      • Bodily Injury and property damage liability for non-owned aircraft
      • Aircraft Physical Damage Liability coverage with options up to $250,000
      • Negligent Instruction Liability coverage same as selected policy liability limit (including Ground Instruction)
      • $1,000 Medical Payments coverage including the insured CFI
      • $5,000 Deductible coverage (even if physical damage liability is not purchased)
      • $1,000 Personal Effects coverage, i.e. headphones, charts, handhelds, etc.
      • $25,000 Search and Rescue expense coverage
      • $25,000 Runway Foaming and Emergency expense coverage
      • $25,000 Damage to Hangars and Contents coverage